Who is eligible to purchase insurance through the Idaho Marketplace?

Who is eligible to purchase insurance through the Idaho Marketplace?

• A. Only residents who qualify for Medicaid
• B. Residents of Idaho who are not eligible for Medicare or Medicaid
• C. Anyone regardless of residency
• D. Employees of state-funded agencies

Answer: (B)

The eligible individuals for purchasing insurance through the Idaho Marketplace are residents of Idaho who are not eligible for Medicare or Medicaid. This option is correct because the marketplace specifically caters to those who need health coverage options outside of these government programs. Medicaid is designed for low-income individuals, and Medicare is primarily for those aged 65 and older, as well as certain younger individuals with disabilities. Since both programs target specific populations, the marketplace fills the gap for residents who fall outside those eligibility criteria, allowing them to purchase health insurance plans that fit their needs. Other options describe groups either specifically eligible for government assistance programs or suggest criteria not related to residency or eligibility for insurance, making them inapplicable in the context of accessing the Idaho Marketplace.

The eligible individuals for purchasing insurance through the Idaho Marketplace are residents of Idaho who are not eligible for Medicare or Medicaid. This option is correct because the marketplace specifically caters to those who need health coverage options outside of these government programs.

Medicaid is designed for low-income individuals, and Medicare is primarily for those aged 65 and older, as well as certain younger individuals with disabilities. Since both programs target specific populations, the marketplace fills the gap for residents who fall outside those eligibility criteria, allowing them to purchase health insurance plans that fit their needs.

Other options describe groups either specifically eligible for government assistance programs or suggest criteria not related to residency or eligibility for insurance, making them inapplicable in the context of accessing the Idaho Marketplace.